Providing short-term loans to help the unbanked and underbanked gain access to credit
BlueChip Financial, dba Spotloan, provides a short term loan product designed to help the unbanked and underbanked gain access to credit at a cost to the consumer at close to half of the competition.
Spotloan has helped revolutionize the way people get access to emergency capital and uses sophisticated machine learning and big data for fraud detection and payback prediction in its underwriting models.
Since its establishment in 2012 Spotloan has provided almost half a million loans to hundreds of thousands of Americans in need. BlueChip Financial is a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian Tribe.
“Great Company" - Fatima B.
"Spotloan has really been there for me…” - Kimberly W.